The judicial foreclosure process starts when a lender sues a delinquent borrower in the county where the property is located. To initiate the suit, the lender (the plaintiff) files a document called a "complaint for foreclosure" or "petition for foreclosure" in court. This document is then served to the borrower along with a summons.
Foreclosure Settlement Conferences The Court mails you a date, time and place for a settlement conference. The Court date is sometime during the first two months after the plaintiff files proof of service and a RJI .