Permanent HAMP mods fall 26% in August

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Widespread principal reductions could save taxpayers $2.8 billion Despite the fact that their own analysis finds that it would save them and the taxpayer money, Ed DeMarco, head of the FHFA, just announced that Fannie and Freddie would not do principal reductions under HAMP to help a subset of underwater borrowers avoid default. His announcement surprised a lot.

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Permanent HAMP mods fall 26% in August Home Affordable Modification Program (HAMP) | Ketron Property. – The approximately 67,000 modifications completed by servicers in august include 48,000 proprietary modifications and 19,069 modifications completed through the government’s Home Affordable Modification Program (HAMP).

The government’s Home Affordable Modification Program (HAMP) continues to add borrowers to its roster each month, but the pace has slowed. Data released Friday by Treasury and HUD shows 19,940 permanent HAMP mods were granted during the month of March. That’s down 10 percent from the 22,263 permanent mods completed in February and down 45 percent from 36,432 in March 2011.

HUD grants $40 million for housing counseling The program, the agency said, will enable NJHMFA to work with local, HUD-certified housing counseling agencies to provide counseling. According to NJHMFA, the agency has received almost $1 million.

But since the program began, only 1.4 million permanent loan modifications have been made through HAMP, according to the latest data from HUD. The deadline to modify your mortgage under the Home Affordable Modification Program is Dec. 31, 2015.